Answers to the questions we hear most.

SpendixAI is an expense tracker. You import bank and card statements or add expenses yourself, SpendixAI categorises them, and dashboards and reports show where your money goes, including GST, receipts and multiple currencies.

Choose Get started and continue with Google. Signing in for the first time creates your account and your workspace, so there is no separate sign-up form or password.

Yes, there is a Free plan to start with: statement import, default categories, the dashboard and insights, and Google sign-in. Pro is coming soon and Team plans are priced for each organisation. Prices are in Indian rupees.

No. SpendixAI does not connect to your bank and never asks for net-banking logins. Your records come from statements you upload and expenses you add.

Yes. Sign in with the same Google account on any device and you will find the same workspace.

Bank and card statements as PDF, CSV or Excel files. After an upload, you review what was found before it becomes part of your records.

Yes. You pick the account the statement belongs to first, so each transaction is linked to the right bank account, card or wallet.

Yes. You can add files together as a batch, up to the size limit shown when you upload.

Possible duplicates are flagged for you to review, and the Possible duplicate charges report in the Report library lists likely repeats, such as the same amount to the same merchant within two days.

You get an Import failed notification, and your import history lists each batch with its status so you can see what went wrong and try again.

Yes. You can add a single expense or several at once, which is handy for cash spending.

In stages. Your own rules come first, then your history and similar merchants you have already categorised, and only then, if AI is switched on, a model suggests a category for what is left.

Yes. You can switch individual AI features on or off, set a monthly AI budget, exclude accounts, or turn AI off entirely. With AI off, everything else keeps working and unmatched transactions are held for you to review.

For categorisation, the normalised merchant name and an amount band, not your name, account numbers, full statement text or balances. Some optional features, such as reading an unfamiliar statement layout, process the content of the document you uploaded. See the AI and privacy page.

Yes. You can create categories and sub-categories, set a colour, and add a GST rate, ITC and tax-deductible settings and an accounting code.

Yes, and a correction becomes part of your history so the same merchant is categorised the same way next time.

A Reports overview, a library of 25 ready-made reports grouped by the question they answer, and a Report builder where you filter and group your own view. Reports can be limited to a period and downloaded as CSV.

Yes. Categories can carry a GST rate and ITC-eligible and tax-deductible settings, and reports estimate the GST included in your spending. These are estimates to check against invoices and with your CA.

Yes. Each expense can be in its own currency, and totals are shown in your workspace’s base currency using the rate saved with each transaction. Choose your base currency before importing, because it cannot be changed once transactions exist.

The Export centre has templates for Tally, Zoho Books and QuickBooks, a standard all-transactions file and a categories and tax codes file.

Deleted transactions go to a recycle bin and can be restored for 30 days.

SpendixAI uses Google sign-in only. It does not store passwords, so there is nothing separate to remember or reset.

Your records live in your own workspace, separate from other workspaces, with access limited by role. Read the Privacy Policy and the Security page for the details.

No. We do not sell personal information. The Privacy Policy lists who we share information with and why.

Yes. Workspace owners can export their data, choose how long documents are kept, delete transactions or a date range, and schedule deletion of the whole workspace with a 7-day window to change their mind. See the Data deletion page.

Yes, with MCP. You approve a scope when you connect, can start read-only and can disconnect an assistant at any time.

Write to support@spendix.app and include any details that help, such as the screen you were on and what you expected to see.

Email support@spendix.app with “Security” in the subject and the steps to reproduce it. Please tell us before sharing it publicly.